SentiLink Stops Synthetic Identity Fraud with AI Modeling

Rishad Al Islam

•3 min read
a man in a hooded sweatshirt using a laptop

Client Overview

SentiLink is a San Francisco-based fraud prevention startup serving top credit card issuers, neobanks, and lenders. Their AI models flag synthetic and manipulated identities before accounts are opened.

Challenges

Financial institutions were struggling to detect fake identities crafted with a mix of real and fabricated data.

  • Traditional fraud systems missed synthetic profiles
  • Fraudulent loans and credit approvals led to financial losses
  • Regulatory pressure to implement stronger identity validation

Solution

SentiLink developed proprietary AI models to identify patterns unique to synthetic fraud.

  • Scored identity applications using behavior, language, and metadata
  • Provided real-time flags via API to lenders
  • Enabled collaboration with government fraud watchlists

Business Impact

Their AI solution has stopped millions of dollars in fraud attempts across the industry.

  • Prevented over $100M+ in synthetic identity losses
  • Detected up to 70% more synthetic fraud than legacy tools
  • Trusted by 3 of the top 10 U.S. credit issuers

Client Testimonials

“SentiLink caught fake applications we didn’t even know we were approving.” - Nicole Tran, Head of Risk, Regional Credit Union

“It’s the smartest AI fraud detection system we’ve ever tested.” - Kyle Emerson, Lead Fraud Analyst, Fintech Lender